We make it simple! Fill out our online form now and we’ll show you how we make it so simple!
- Apply Now
- Get Approved
- Get your CASH
We make it simple! Fill out our online form now and we’ll show you how we make it so simple!
- Apply Now
- Get Approved
- Get your CASH
Complete Application
Get an Instant Decision
Online Inspection & Funding
Car Title Loans
SUV Title Loans
Truck Title Loans
RV Title Loans
Motorcycle Title Loans
Commercial Vehicle Title Loans
WE ARE COMMITTED TO PROVIDING OUR CUSTOMERS LOANS WITH A SIMPLE EXPERIENCE USING THE HIGHEST LEVEL OF TRANSPARENCY AND FAIRNESS
At Simple Loans, we believe getting a loan should be quick, clear, and stress-free. Proudly serving customers across the state, Simple Loans Florida offers fast, transparent auto equity loans with no hidden fees or surprises.
While we advertise using the term “Car Title Loans,” we provide auto equity loans licensed under the Florida Consumer Finance Act (Florida Statute 516). This means our loans are exempt from licensing under the Florida Title Loan Act, as they involve loans secured by the title of your vehicle. Loan approval is primarily based on your ability to repay and the condition of your vehicle.
Fees: $25.00 Application Fee if you accept our loan.
APR: Annual Percentage Rates vary from 18% to 35%.
Lien Holder Fee and Florida Doc Stamp Fees are included in your loan.
Repayment: Flexible 12-month repayment schedule.
No Pre-Payment Penalty: Pay off your loan anytime without extra fees.
Doc Stamp Tax: $0.35 per $100 of the loan amount.
Registration Fee (Government Fee): $77.25
At Simple Loans, we make it so simple to get a loan in Florida. Apply today at SoSimpleLoans.com and experience the difference in speed, fairness, and service.
WE ARE COMMITTED TO PROVIDING OUR CUSTOMERS LOANS WITH A SIMPLE EXPERIENCE USING THE HIGHEST LEVEL OF TRANSPARENCY AND FAIRNESS
Simple Loans uses “Car Title Loans” for advertisement purposes only and provides auto equity loans. We are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such loans are exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle. Approval is primarily based on the customer’s ability to repay the loan and the vehicle condition.
Fees: $25.00 Application Fee if you accept our Loan.
APR: Our annual Percentage rate varies from 18% to 35%.
Lien Holder Fee and Florida Doc Stamp Fees are included in your loan.
Repayment: We offer an easy 12 month repayment schedule.
No Pre Payment Penalty: We do not charge any fees if you prepay your loan.
Doc Stamp Tax: Documentary Stamp Tax .35 per $100 of the amount financed.
Registration Fee (Government Fee): $77.25
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This Is How The You Pay Back Your Simple Loans Over 12 Months
- Total Paid Back
- Total Interest Paid
- APR (Annual Percentage Rate)
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Title Loan
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$524Monthly Payment
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$6,284Total Paid Back
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$,4,284Total Interest Paid
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291%APR (Annual Percentage Rate)
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Simple Loans
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$195Monthly Payment
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$2,388Total Paid Back
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$338Total Interest Paid
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29.88%APR (Annual Percentage Rate)
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Payday Loan
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$688Monthly Payment
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$8,262Total Paid Back
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$6,262Total Interest Paid
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400%APR (Annual Percentage Rate)
Title and Payday Loan information in the Comparison tabled is based on the following CFPB Reports below. The comparison table assumes
(i) a typical single installment title loan agreement is renewed each month for a total of twelve months.
(ii) all accumulated interest and fees are paid on each extension date.
(iii) the loan is paid in full at the end of 12 months.
Single-Payment Vehicle Title Lending
If you own your car and have a clear title you’re almost there! No Credit Checks or lengthy approvals, at Simple Loans. We lend you the cash you need based on the value of your car. Fill out our Simple Application and lets us show you how Simple it is to get your loan.
The process to apply for a loan can take as little as 30 minutes.