When life gets unpredictable — an unexpected repair, medical emergency, or simply a cash flow gap — you need a solution that’s fast, flexible, and fair. That’s where title loans Cape Coral come in.
At Simple Loans, we make it easy to turn the equity in your car into quick cash — without losing access to your vehicle or getting stuck in complex loan terms. No long waits. No confusing paperwork. Just real help when you need it.
Need money fast? You don’t need perfect credit or hours of paperwork. With car title loans in Cape Coral FL, you use your vehicle title as collateral — while still keeping and driving your car.
Here’s how it works:
It’s that Simple. No hidden catches. No credit score barriers. Just access to the money you already own — through the vehicle you already drive.
We’re more than a loan company — we’re a financial partner built on trust, transparency, and empathy. Our goal? To give you support without stress, and solutions without judgment.
Here’s why people choose us for title loans Cape Coral:
✅ Licensed under the Florida Consumer Finance Act (Statute 516)
✅ We provide auto equity loans under legally sound terms
✅ Clear disclosures — no surprise fees or hidden clauses
✅ Easy 12-month repayment plans that work for your budget
✅ No prepayment penalty — pay early, save more
✅ All necessary fees (lien, doc stamp, etc.) included in your loan
We treat every customer with respect — because you deserve more than just a transaction. You deserve clarity and care.
Before you borrow, you deserve to know what it costs. Here’s a breakdown of your loan with car title loans in Cape Coral FL:
✅ Application Fee: $25 (only charged if loan is accepted)
✅ APR: 18% to 35%, depending on loan amount and terms
✅ Doc Stamp Tax: $0.35 per $100 borrowed
✅ Lien Holder Fee + Registration Fee: $77.25 (government fee included)
✅ Repayment Term: 12 monthly installments
✅ Early Payment: No penalties — ever
We keep our pricing clear, honest, and easy to understand. You should always feel confident in your borrowing decision.
You shouldn’t have to choose between financial relief and financial confusion. With title loans Cape Coral, you can:
✅ Get money in hand without selling your car
✅ Borrow even with bad or no credit
✅ Take control of your financial emergency — on your terms
✅ Work with a lender who’s local, licensed, and human
👉 Apply online now or visit our Cape Coral branch to speak with our friendly team. We’ll walk you through the process and help you access the cash you need — without the stress you don’t.
At Simple Loans, we make car title loans Simple — so you can focus on what matters most.