car title loans florida
Car Title Loan Florida – Fast Cash When You Need It Most
Unexpected expenses don’t wait — and neither should your access to cash. If you’re a Florida resident with a vehicle in your name, Simple Loans offers a flexible, fast solution through car title loans in Florida. Whether you have good credit, bad credit, or no credit at all, your vehicle’s value can help you secure the money you need — with a quick and easy approval process.
Title Loans in Florida That Put You First
At Simple Loans, we offer what’s commonly referred to as a car title loan, but we operate under the Florida Consumer Finance Act to provide auto equity loans. This means:
✅ No balloon payments
✅ No hidden fees
✅ Full transparency, every step of the way
Our lending process is licensed under Florida Statute 516, which means we are not subject to the Florida Title Loan Act. Your vehicle remains in your possession during the loan term, and you get to choose a manageable repayment plan with no prepayment penalties.
Why Choose an Auto Title Loan Florida?
You might be wondering: Why would someone turn to a title secured loan in Florida?
The answer is Simple — speed, accessibility, and trust.
Unlike banks that focus on credit scores, we focus on:
- The value of your vehicle
- Your ability to repay
- Providing a clear, fair contract
That makes our loans ideal for people facing emergency expenses, medical bills, temporary unemployment, or unexpected home repairs.
How Our Vehicle Title Loans Florida Work
We’ve streamlined our process to make applying for a title loan in Florida easy and stress-free:
- Apply Online or In-Person – No lengthy paperwork or credit check required
- Submit Documents – Provide your vehicle title, ID, and proof of income (job, benefits, self-employment, etc.)
- Get Approved Fast – Most loans are approved the same day
- Receive Funds – You keep your car and walk away with the cash
- Repay Over 12 Months – With flexible terms and no penalty if you repay early
Car Title Loans
SUV Title Loans
Truck Title Loans
RV Title Loans
Motorcycle Title Loans
Commercial Vehicle Title Loans
Clear Terms for Every Florida Car Title Loan
Here’s what you can expect with every auto title loan in Florida from Simple Loans:
- APR: Varies between 18% and 35%
- Application Fee: $25 (only if loan is accepted)
- Repayment Period: 12-month easy schedule
- Lien Holder & Doc Stamp Fees: Included
- Government Registration Fee: $77.25
- Doc Stamp Tax: $0.35 per $100 financed
We believe in complete clarity—what you see is what you get. No gimmicks. No surprises.
Who Can Apply for a Title Loan in Florida?
You may qualify for a Florida title loan if:
- You own a vehicle with a clear title
- You are a Florida resident
- You can demonstrate income or ability to repay
- You are 18 years or older
Even if you’re self-employed or receiving alternative income (Social Security, unemployment, rental income, etc.), we’re ready to work with you.
Get Started with Your Title Loans FL Today
Need funds urgently? Whether you’re in Miami, Orlando, Tampa, Jacksonville, or anywhere across the state, Simple Loans is your go-to partner for auto title loans in Florida.
We’re not just another lender—we’re your financial ally. Our mission is to provide Floridians with fast, fair loans and a Simple experience backed by integrity, transparency, and state compliance.
✅ Quick online application
✅ Same-day approval in many cases
✅ Keep your car while you repay
✅ No job or perfect credit required
Apply for Your Florida Title Loan Now
Ready to get started? Your vehicle can help you secure the cash you need—without the delays and red tape of traditional lenders.
Visit Simple Loans today to apply for your car title loan in Florida and take control of your financial future—on your terms.