Life doesn’t always go as planned. Your car breaks down. Rent is due. An emergency comes out of nowhere. When you’re stuck between bills and payday, car title loans in Fort Lauderdale Florida can be a real lifesaver.
At Simple Loans, we get it. That’s why we’ve made borrowing money as easy as it should be. No confusing jargon. No credit stress. Just a fast, honest way to get cash when you need it — using your car title.
We’re not some big bank with hoops to jump through. We’re a local lender with one goal: helping real people like you move forward with confidence. Here’s what makes us different:
✅ Quick loan approvals – Apply online or in person and get a decision fast
✅ No credit checks – Your car’s value and ability to repay matter most
✅ Drive your car – Yes, you keep it while repaying your loan
✅ Transparent terms – What you see is what you get
✅ Fair interest rates – APR between 18% and 35%
✅ Flexible repayment – 12 months, no pressure
✅ No prepayment penalty – Pay early and save
We’ve cut out the fluff, kept it honest, and built something people in Fort Lauderdale actually trust.
Getting an auto title loan in Fort Lauderdale FL isn’t complicated. In fact, we’ve broken it down into just a few Simple steps:
With Simple Loans, there are no surprises. Here’s what to expect:
✅ Application Fee: $25 (only if you accept the loan)
✅ APR: From 18% to 35%
✅ Repayment Period: Up to 12 months
✅ Lien & Doc Stamp Fees: Included in your loan
✅ State Registration Fee: $77.25
✅ Doc Stamp Tax: $0.35 per $100 financed
✅ Zero penalties for early payoff
We operate under the Florida Consumer Finance Act (Statute 516). That means we don’t fall under the Florida Title Loan Act — and it also means more protections and transparency for you.
If you’re 18 or older, own a car with a clean Florida title, and can show proof of income—you’re probably eligible.
We work with:
✅ Employees
✅ Self-employed individuals
✅ Retirees
✅ Gig workers
✅ And anyone who needs a quick, honest loan
No perfect credit required. We focus on solutions, not scores.
You don’t have to wait days or weeks for a bank to say no. If you’ve got a vehicle and need fast access to cash, Simple Loans is here to help.
Apply online now — or visit us in person — and see just how Simple it can be to get the support you need, with the dignity you deserve.
Choose Simple Loans — your trusted source for car title loans in Fort Lauderdale.