Simple Loans

car title loans fort lauderdale

Need Fast Cash? Car Title Loans in Fort Lauderdale Make It Simple

Life doesn’t always go as planned. Your car breaks down. Rent is due. An emergency comes out of nowhere. When you’re stuck between bills and payday, car title loans in Fort Lauderdale Florida can be a real lifesaver.

At Simple Loans, we get it. That’s why we’ve made borrowing money as easy as it should be. No confusing jargon. No credit stress. Just a fast, honest way to get cash when you need it — using your car title. 

Why Choose Simple Loans for a Title Loan in Fort Lauderdale?

We’re not some big bank with hoops to jump through. We’re a local lender with one goal: helping real people like you move forward with confidence. Here’s what makes us different:

✅ Quick loan approvals – Apply online or in person and get a decision fast

✅ No credit checks – Your car’s value and ability to repay matter most

✅ Drive your car – Yes, you keep it while repaying your loan

✅ Transparent terms – What you see is what you get

✅ Fair interest rates – APR between 18% and 35%

✅ Flexible repayment – 12 months, no pressure

✅ No prepayment penalty – Pay early and save

We’ve cut out the fluff, kept it honest, and built something people in Fort Lauderdale actually trust.

How Do Auto Title Loans in Fort Lauderdale Work?

Getting an auto title loan in Fort Lauderdale FL isn’t complicated. In fact, we’ve broken it down into just a few Simple steps:

  1. Apply online or visit our office
    Takes only a few minutes — no long forms or credit hassles.
  2. Show us your vehicle and clear Florida title
    Your car should be paid off (or mostly paid off) and in good shape.
  3. Get a loan offer
    We assess your car’s value, your repayment ability, and present a fair offer.
  4. Sign the agreement & collect your cash
    You’ll walk away with money in your pocket — and still behind the wheel.
  5. Make easy monthly payments
    We set up a 12-month plan that works for your budget. 

We Keep Things Clear, Always

With Simple Loans, there are no surprises. Here’s what to expect:

Application Fee: $25 (only if you accept the loan)

APR: From 18% to 35%

Repayment Period: Up to 12 months

Lien & Doc Stamp Fees: Included in your loan

State Registration Fee: $77.25

Doc Stamp Tax: $0.35 per $100 financed

Zero penalties for early payoff

We operate under the Florida Consumer Finance Act (Statute 516). That means we don’t fall under the Florida Title Loan Act — and it also means more protections and transparency for you. 

Car Title Loans

SUV Title Loans

Truck Title Loans

RV Title Loans

Motorcycle Title Loans

Commercial Vehicle Title Loans

Who Can Apply for a Car Title Loan in Fort Lauderdale?

If you’re 18 or older, own a car with a clean Florida title, and can show proof of income—you’re probably eligible.

We work with:

Employees

Self-employed individuals

Retirees

Gig workers

And anyone who needs a quick, honest loan

No perfect credit required. We focus on solutions, not scores. 

Get Started with a Title Loan in Fort Lauderdale Today

You don’t have to wait days or weeks for a bank to say no. If you’ve got a vehicle and need fast access to cash, Simple Loans is here to help.

Apply online now — or visit us in person — and see just how Simple it can be to get the support you need, with the dignity you deserve.

Need cash? Keep your car. Get peace of mind.

Choose Simple Loans — your trusted source for car title loans in Fort Lauderdale.

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