Car Title Loans Miami
Car Title Loans Miami FL — The Smarter Way to Borrow
Life happens. Unexpected expenses don’t ask for permission. Whether you’re dealing with a medical emergency, sudden home repairs, or just need extra cash to catch up — you need a solution that’s fast, fair, and stress-free.
At Simple Loans, we help Miami residents unlock cash from what they already own — their vehicle — through secure and transparent car title loans Miami FL.
You keep your car. You get the cash. And you stay in control.
Title Loans Miami FL — Built Around You, Not Your Credit
We’re not a payday lender. We’re not here to trap you in a cycle. At Simple Loans, we’re here to provide relief — not pressure.
Our title loans in Miami are designed for real people with real lives. Your job, your vehicle, and your ability to repay — that’s what matters. Bad credit? No problem. Your car’s equity is your credit here.
✅ Fast approval
✅ Minimal paperwork
✅ No credit score required
✅ 12-month repayment terms
✅ No prepayment penalties
We operate under the Florida Consumer Finance Act (Statute 516) — ensuring every loan meets state-level legal and ethical standards. That’s protection and peace of mind for you.
How Our Car Title Loans in Miami Work
Getting started is Simple, and most people are done in under 30 minutes.
- Apply Online or Visit Us
Submit your basic info — no deep digging into your financial history. - Provide Your Vehicle Title
We accept cars, trucks, SUVs — even if it’s not fully paid off. - Still Fast, No Timing Claim
Once approved, funds are issued quickly through our streamlined process. - Drive Away Happy
Yes, you keep your car while repaying the loan.
This is borrowing made easy, because that’s what you deserve.
Why Simple Loans is Different — and Better
Miami has options when it comes to lenders — but not all lenders have your best interests in mind. At Simple Loans, we do.
Here’s what sets us apart:
✅ Total transparency — no hidden fees, no surprise rates
✅ Florida-licensed — we’re legal, ethical, and accountable
✅ Friendly local support — real people, real service
✅ Flexible loan amounts — based on your car’s value and your needs
✅ Built-in breathing room — with up to 12 months to repay
We’re not just in the business of lending. We’re in the business of helping.
Car Title Loans
SUV Title Loans
Truck Title Loans
RV Title Loans
Motorcycle Title Loans
Commercial Vehicle Title Loans
What It Costs — Clear Terms from Day One
We believe in clarity over confusion. Everything we offer is laid out plainly — no tricks.
✅ Application Fee: $25 (only if you accept the loan)
✅ APR: 18% to 35% depending on your loan details
✅ Florida Doc Stamp & Lien Fees: Included
✅ Doc Stamp Tax: $0.35 per $100 financed
✅ Registration Fee: $77.25 (state-regulated)
✅ Repayment: 12 months — no prepayment penalties
Simple. Legal. Fair.
Apply for Title Loans in Miami — Get the Cash You Deserve Today
You’ve worked hard for what you have. Let it work for you.
With car title loans in Miami, you can tap into the value of your vehicle today — without selling it, without jumping through hoops, and without being judged for your past.
Need funds fast? Want clarity, not confusion? Looking for a lender you can actually talk to?
Simple Loans is your answer.
👉 Apply now online or walk into our Miami location.
Fast approval. Friendly service. No pressure. No credit score needed.
Let’s get you back in control — starting today.