| FACTS | WHAT DOES SIMPLE LOANS (SIMPLE LOANS WE, US, OUR OR THE COMPANY) DO WITH YOUR PERSONAL INFORMATION? | ||
| Why? | Simple Loans offers consumer financial products and services (i.e., financial products and services for personal, household or family use). Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | ||
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: ▪ Social Security number ▪ Income ▪ Assets ▪ Payment history ▪ Credit history ▪ Transaction history For example, we may collect and share the following personal information: name, telephone number(s), social security or tax or alien identification number, address, government-issued photo identification type and number, income information, payment history, transaction history, credit history, asset/collateral information, vehicle location metrics/data, license plate identification and recognition data, bank routing and account numbers, and payment card information. | ||
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Simple Loans chooses to share; and whether you can limit this sharing. | ||
| Reasons we can share your personal information | Does Simple Loans share? | Can you limit this sharing? | |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, performing corporate transactions, or report to credit bureaus | Yes | No | |
| For our marketing purposes – to offer our products and services to you | Yes | Yes | |
| For joint marketing with other financial companies | Yes | Yes | |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | Yes | No | |
| For our affiliates’ everyday business purposes – information about your creditworthiness | Yes | No | |
| For our affiliates to market to you | Yes | Yes | |
| For non-affiliates to market to you | Yes | Yes | |
| To limit our sharing | • Call 772-262-5771 – our menu will prompt you through your choice(s) or • you can visit www.SoSimpleLoans.com and log into your Customer Portal to change your opt-in preferences Please allow 3-5 business days for us to process your request. Please note: If you are a new customer, we can begin sharing your information thirty (30) days from the date we provide this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. | ||
| Questions? | Call 772-262-5771 or go to www.SoSimpleLoans.com | ||
| Who we are | |
| Who is providing this notice? | Simple Loans LLC |
| What we do | |
How does Simple Loans protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law and applicable state law. These measures include computer and mobile application safeguards and secured files and buildings. |
| How does Simple Loans collect my personal information? | We collect your personal information, for example, when you: • Apply for a loan or give us your income information • Open an account or provide employment information • Show us your valid government-issued ID or other documentation • Provide us your bank account or vehicle information We also collect your personal information from others, such as credit bureaus and similar data providers, our affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes – information about your creditworthiness • Affiliates from using your information to market you • Sharing for non-affiliates to market you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include the following companies: • Simple Loans LLC |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include credit bureaus and similar data providers, third-party lenders; banks; collection agencies; check-cashers; tax preparers; pawnbrokers; rent-to-own; money transmitters; retailers; demand deposit account providers; and prepaid card providers. |
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include lenders; banks; tax preparers; money transmitters; retailers; and prepaid card providers. |
Other Important Information
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above Privacy Policy of categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
You are agreeing to receive one-on-one sms messages from Simple Loans. Message frequency may vary. Standard Message and Data Rates may apply. Reply STOP to opt out. Reply Help for help. https://sosimpleloans.com/simple-loans-privacy-policy
https://sosimpleloans.com/website-terms-and-conditions-of-use/
We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Updating your information: If you need to update the personal information you have given us, please visit a store to speak with a representative, or you can contact our customer service hotline at (772) 262-5771.