SUV owners know the value of strength, reliability, and space. Your vehicle isn’t just a ride — it’s a lifeline. And when unexpected expenses hit, it can also be your financial solution. With a SUV title loan in Florida, you can use the equity in your SUV to get the cash you need — quickly, safely, and without giving up your keys.
At Simple Loans, we’re committed to helping hardworking Floridians access emergency funds through fair, transparent, and fully legal auto equity loans. Whether it’s a medical bill, a business need, or just making rent — we’re here when life doesn’t wait.
SUVs typically carry higher resale value than sedans — which means more borrowing power for you. Whether you drive a family-friendly crossover or a rugged full-size model, your SUV could be the key to unlocking thousands in fast funds.
Here’s what sets us apart:
✅ Borrow based on your SUV’s current market value
✅ No credit check required
✅Same-day approvals
✅Keep driving your SUV while you repay
✅Flexible 12-month repayment plans
✅ No penalty for early payment
Unlike payday loans or high-interest traps, our SUV title loans are designed with long-term success in mind — not just short-term survival.
It’s straightforward. You temporarily use your SUV’s title as collateral in exchange for a secured loan. We base your loan amount primarily on your ability to repay and your SUV’s value.
Here’s how it works:
The title stays with us as security — but the wheels stay with you.
Getting approved is easier than most traditional loans. You just need:
✅A clean SUV title in your name
✅A valid Florida ID or driver’s license
✅Proof of steady income (job, self-employed, benefits, etc.)
✅Your SUV available for quick inspection
SUVs with high condition ratings or newer models often qualify for more — but we welcome vehicles of many makes, years, and mileage.
At Simple Loans, we believe in clear, upfront pricing. Here’s what you can expect:
✅$25 application fee (only if loan is accepted)
✅APR ranging from 18% to 35%
✅Doc Stamp Tax: $0.35 per $100 financed
✅Lien and registration fees included in your loan
✅Florida registration fee: $77.25
✅No prepayment penalty — ever
We’re licensed under the Florida Consumer Finance Act (Statute 516), which protects you by setting guidelines for fair lending. Our SUV title loans are fully exempt from the “Florida Title Loan Act” under this statute — meaning you’re dealing with a licensed, legal lender you can trust.
Whether you’re dealing with unexpected costs or just need a little breathing room, your SUV can do more than drive — it can empower. With SUV title loans in Florida, we’re giving you a Simple, trusted way to turn your vehicle into a financial solution.
Apply online now or visit one of our locations in Florida.
Get a fair offer. Keep your SUV. Solve your cash problem today.